By getting you the best
California home loan at the best rate!
If we achieve this we have done our job. Buying your first home or refinancing your existing mortgage can be daunting. There are many options available to you, and everyone's circumstances are different:
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How much can I, or my partner and I, borrow? |
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Is my / our income sufficient to get the loan I / we want? |
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Do I go fixed or floating? or a combination of both? |
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Would a revolving credit or redraw facility benefit me? |
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Can I have my mortgage pre-approved? |
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How can I pay off my mortgage faster? |
Our experienced consultants can help - and we deal with all the major lending institutions, so you know you're getting the best deal available. Just use our
online loan finder and we'll do the rest.
Don't forget. We do not charge you a fee for this service. Our fee is paid by the bank, or lending institution, on completion of the loan.
Discover what Benchmark Mortgage California can do for you?
- SERVICE! Benchmark's best asset is Service!
- Experts with Purchases, 100% Financing with zero down, Refi's, Home Equity Lines of Credit, 2nd's, Debt Consolidation Loans, Stated Income & Damaged Credit Loans. When others say
'No', we say 'Yes!'
- No Income, No Asset (NINA) loans, No Income Verification Loans with Zero Down, Non-Owner Purchase Loans with only 5% down, Bankruptcies OK, Bank Rejects OK, Judgments and Liens OK. We can get it done!
- FHA & VA: Benchmark is an Unsupervised FHA lender and a LAPP approved VA lender.
- Instantaneous Credit Checks...Pre-Approval Certificates same day...often within minutes!
No Up-Front Costs or Fees! You have no cost or obligation with Benchmark until your loan funds. Starting a loan
is easy with us:
We're easy to work with! With no application fee required, our friendly staff will walk you through the loan process in advance. We'll take a
'consultative approach' as Trusted Financial Advisors. With your permission, we'll draw your credit free of charge, discuss your overall financial goals and present you with multiple loan alternatives comparing rates, terms and fees. We'll be pleased to answer each and every one of your questions to the fullest. Simply complete the
Best Loan Finder Form. Orr, to launch a full online application click here
Types of Financing Available:
100% Financing - ZERO DOWN
What is required to qualify:
- Moderate Credit required with a credit score of 580 or above
- Bankruptcy okay if the discharge date is two or more years old
- Employed or Self Employed for two years in at same job or career field
(if you can say yes to any of these question give us a call - we could have a loan waiting for you!)
First Time Home Buyer Programs (lowest fixed rate program available)
What is required to qualify:
- 3% Down Payment Required
- Bankruptcy okay if the discharge date is four or more years old
- Employed or Self Employed for two years in at same job or career field
- Cash available in an account (401K, 403B retirement accounts are okay) equal to your down payment, closing costs and 2 months mortgage payments
(if you can say yes to any of these question give us a call - we could have a loan waiting for you!)
Stated Income Loans:
What is required to qualify:
- ZERO DOWN available
- 620 Credit Score Needed
- No Income or Asset Verification Required
- Must be employed or self employed for two or more years
- Loan amount limited to $450,000
- Bankruptcy okay if the discharge date is two or more years old (if you can say yes to any of these question give us a call - we could have a loan waiting for you!)
Poor Credit Loans:
What is required to qualify:
- No minimum credit score required
- Down payment may be required depending on credit score
- Bankruptcy okay if discharged
Hundreds other of programs available for purchase and refinancing that could fit your needs and requirements.
If you wish to have a consultant contact you regarding a mortgage , simply fill out our inquiry form for
Online Mortgage Contact and one of our consultants will contact you within 24 hours, or you can directly use our Online Home Loan Finder.
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